Terms & Conditions

Effective Date: March 11, 2025

Welcome to the Bad Credit Loans Online website (the “Site”). By accessing or using our Site and services, you agree to comply with and be bound by these Terms of Use. If you do not agree to these Terms, please do not use our Site.

1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These Terms may be updated from time to time, and it is your responsibility to review them periodically.

2. Use of the Site

You agree to use the Site for lawful purposes only and in a manner that does not infringe upon the rights of any third party or restrict or inhibit anyone else’s use and enjoyment of the Site.

3. Eligibility

To use our services, you must be at least 18 years of age and a resident of the United States. By using this Site, you represent and warrant that you meet these eligibility requirements.

4. Loan Application

When applying for a loan through our Site, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.

5. No Guarantees

While we strive to connect you with lenders who may be able to provide you with a loan, we make no guarantees regarding the availability or terms of any loan offer.

6. Limitation of Liability

To the fullest extent permitted by law, Bad Credit Loans Online and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site or services, including but not limited to any errors or omissions in any content, loss of data, or any unauthorized access to or use of our servers.

7. Indemnification

You agree to indemnify and hold harmless Bad Credit Loans Online, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, arising out of your use of the Site or violation of these Terms of Use.

8. Third-Party Links

Our Site may contain links to third-party websites that are not owned or controlled by Bad Credit Loans Online. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with state law, without regard to conflict of laws principles. You agree to submit to the personal jurisdiction of the state and federal courts located in the state to resolve any disputes.

10. Changes to Terms

Bad Credit Loans Online reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting the revised Terms on this Site. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

11. Contact Us If you have any questions about these Terms of Use, please contact us at email [email protected].